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This disclaimer (“Disclaimer”) sets forth the general guidelines, disclosures, and terms of your use of the realfinplan.com website and any of its related products and services (collectively, “Services”). This Disclaimer is a legally binding agreement between you (“User”, “you” or “your”) and realfinplan (“realfinplan”, “we”, “us” or “our”). If you are entering into this agreement on behalf of a business or other legal entity, you represent that you have the authority to bind such entity to this agreement, in which case the terms “User”, “you” or “your” shall refer to such entity. If you do not have such authority, or if you do not agree with the terms of this agreement, you must not accept this agreement and may not access and use the Website and Services. By accessing and using the Website and Services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Disclaimer. You acknowledge that this Disclaimer is a contract between you and realfinplan, even though it is electronic and is not physically signed by you, and it governs your use of the Website and Services.
Table of Contents
Representation
Any views or opinions represented on the Website belong solely to the content creators and do not represent those of people, institutions, or organizations that realfinplan or creators may or may not be associated with in professional or personal capacity unless explicitly stated. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.
Content and postings
You may not modify, print, or copy any part of the Website and Services. Inclusion of any part of the Website and Services in another work, whether in printed or electronic or another form or inclusion of any part of the Website and Services on another resource by embedding, framing, or otherwise without the express permission of realfinplan is prohibited.
You may submit new content and comment on the existing content on the Website. By uploading or otherwise making available any information to realfinplan, you grant realfinplan the unlimited, perpetual right to distribute, display, publish, reproduce, reuse and copy the information contained therein. You may not impersonate any other person through the Website and Services. You may not post content that is defamatory, fraudulent, obscene, threatening, invasive of another person’s privacy rights or that is otherwise unlawful. You may not post content that infringes on the intellectual property rights of any other person or entity. You may not post any content that includes any computer virus or other code designed to disrupt, damage, or limit the functioning of any computer software or hardware.
Compensation and sponsorship
The Website and Services may contain forms of advertising, sponsorship, paid insertions, or other forms of compensation. On certain occasions realfinplan may be compensated to provide opinions on products, services, or various other topics. Even though realfinplan receives compensation for advertisements, the opinions, findings, beliefs, or experiences on those topics or products are honest and not influenced by the advertiser or sponsor. The views and opinions expressed on the Website are purely of realfinplan. Any product claims, statistics, quotes, or other representations about products or services should be verified with the manufacturer, provider, or the party in question. Note that sponsored content and advertising space may not always be identified as paid or sponsored. Some of the links on the Website may be affiliate links. This means if you click on the link and purchase an item, realfinplan will receive an affiliate commission. Furthermore, realfinplan is a participant in the Amazon Associates Program, an affiliate advertising program designed to provide a means to earn advertising fees by advertising and linking to Amazon properties.
Not financial advice
Realfinplan is a personal finance blog and not a licensed financial advisory services. No advisor client-relationship is formed between the reader and the author.
The information on the Website is provided for your convenience only and is not intended to be treated as financial, investment, tax, or other advice. Nothing contained on the Website constitutes a solicitation, recommendation, endorsement, or offer by realfinplan, its agents, employees, contractors, and any affiliated companies to buy or sell any securities or other financial instruments.
All content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing on the Website constitutes professional and/or financial advice, nor does any information on the Website constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content on the Website before making any decisions based on such information. You agree not to hold realfinplan, its agents, employees, contractors, and any affiliated companies liable for any possible claim for damages arising from any decision you make based on the information made available to you through the Website.
Not investment advice
All investments are highly speculative in nature and involve a substantial risk of loss. We encourage everyone to invest very carefully. We also encourage investors to get personal advice from their professional investment advisor and to make independent investigations before acting on information found on the Website. We do not in any way whatsoever warrant or guarantee the success of any action you take in reliance on statements or information available on the Website.
Past performance is not necessarily indicative of future results. All investments carry significant risk and all investment decisions of an individual remain the specific responsibility of that individual. There is no guarantee that systems, indicators, or signals will result in profits or that they will not result in full or partial losses. All investors are advised to fully understand all risks associated with any kind of investing they choose to do.
Consult professional
The information presented on these website should not be taken as any personalized financial advice. Always seek advise from a SEBI Registered Certified Financial Planner (CFP), Certified Financial Advisor (CFA), Certified Accountants or professionals before making significant financial decision.
Personal responsibility
Individual Decisions – All financial decisions are the soul responsibility of The Reader. The author is not responsible for any outcome resulting from actions taken based on the information provided on realfinplan.
Risk Assessment – Readers are encouraged to conduct their research or contact with professional and try to balance out the risk associated with any financial decisions, investments or strategies.
Accuracy of information
Occasionally there may be information on the Website that contains typographical errors, inaccuracies, or omissions that may relate to promotions and offers. We reserve the right to correct any errors, inaccuracies, or omissions, and to change or update information or cancel orders if any information on the Website or Services is inaccurate at any time without prior notice (including after you have submitted your order). We undertake no obligation to update, amend or clarify information on the Website including, without limitation, pricing information, except as required by law. No specified update or refresh date applied on the Website should be taken to indicate that all information on the Website or Services has been modified or updated.
Third party content
We may contain links to third party website for informational purpose. Please note that this privacy policy applies only to our website. We are not responsible for the privacy practices or content of third party sites. We recommend to be aware about their privacy policy before providing personal information.
Affiliate Links
We may engage in affiliate marketing and have affiliate links present on the Website and Services for the purpose of being able to offer you related or additional products and services. If you click on an affiliate link, a cookie will be placed on your browser to track any sales for purposes of commissions.
Advertisements
We may display online advertisements and we may share aggregated and non-identifying information about our customers that we or our advertisers collect through your use of the Website and Services. We do not share personally identifiable information about individual customers with advertisers. In some instances, we may use this aggregated and non-identifying information to deliver tailored advertisements to the intended audience.
We may also permit certain third-party companies to help us tailor advertising that we think may be of interest to users and to collect and use other data about User activities on the Website. These companies may deliver ads that might place cookies and otherwise track User behavior.
Changes and amendments
We reserve the right to modify this Disclaimer or its terms related to the Website and Services at any time at our discretion. When we do, we will revise the updated date at the bottom of this page. We may also provide notice to you in other ways at our discretion, such as through the contact information you have provided.
An updated version of this Disclaimer will be effective immediately upon the posting of the revised Disclaimer unless otherwise specified. Your continued use of the Website and Services after the effective date of the revised Disclaimer (or such other act specified at that time) will constitute your consent to those changes.
Acceptance of this disclaimer
You acknowledge that you have read this Disclaimer and agree to all its terms and conditions. By accessing and using the Website and Services you agree to be bound by this Disclaimer. If you do not agree to abide by the terms of this Disclaimer, you are not authorized to access or use the Website and Services.
Contacting us
If you have any questions, concerns, or complaints regarding this Disclaimer, we encourage you to contact us using the details below:
Last updated: 7th October, 2023
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